Exactly what is the Vanilla Visa Gift Card?
The Vanilla Visa Gift Card is a prepaid Visa card links in denominations of $25, $50 and $100. It acts exactly the same any debit card would which is accepted anywhere that Visa Debit is. It can be bought at most convenience and malls.
Any kind of fees?
To activate your card you need to buy the value for the card plus an activation fee of between $4.95 to $6.95. The activation fee varies with respect to the total balance you want to to use the card. So if you’re only activating it with $25 you would simply have to pay $4.95 for the total of $29.95.
There are also expenses for this card. After the seventh month post activation you will be charged $2.50 every month before balance in the card reaches zero. When you avoid the use of it or that would be that somewhere as opposed to discovering a gem which has a $100 balance your Vanilla Visa could possibly be playing nothing.
Just how do i check the balance of my Vanilla Visa?
It is a not hard process. You can check out their homepage or call customer service to obtain the most accurate and as much as date statement about the balance of your respective card.
Positives
The Vanilla Visa giftcard is accepted anywhere that Visa Debit is. This can be virtually everywhere in the Usa therefore the card has a high value due to this. One of the many substitute goods because of this strategy is the American Express gift certificate. The death to American Express is that it is not as widely accepted as Visa.
Just lately I attempted to cover my pizza in a smaller size mom & pop style shop. I used to be very disappointed i couldn’t use my American Express card there. This is exactly why I would recommend applying this product as a gift for a kid or teen who not carry additional debit or credit cards.
The replacement policy with this business is great. You are able to call their customer satisfaction line without notice if you have proper evidence of purchase and the serial number you’ll have the card re-issued. They will charge you a $5.95 re-issuance fee, but this is more effective then obtaining the balance around the card lost forever.
Negatives
You can’t register the cardboard which suggests, you absolutely do cannot make use of the Vanilla Visa Gift Card to look online. I don’t worry about what you’ve please read on the internet or Yahoo answers, it’s not really possible.
Here’s why: By collecting something online the merchant provider will verify the name, billing address, and speak to number for this bank card. As you can’t seem to register with Vanilla Visa you won’t be capable of order online anywhere.
The inability to register the card really hinders the things which that you can do by it online. A high level fan of eBay or PayPal you may want to explore other choices much like the Greendot MoneyPak that can riding time funds to your account.
Final Review
The Vanilla Visa gift card doesn’t include the identical flexibility as seen using its competitors offered by other banks in addition to American Express and MasterCard. The most effective perks in the card is the replacement feature and that it doesn’t require any type of activation. The perks however don’t outweigh the negatives brought on by capable of register the credit card.
However I recommend you don’t purchase Vanilla Visa except for a great gift for younger adults. The younger generation and teenagers typically don’t carry additional credit or debit cards and will spend cash or gift certificates quickly since they frequent departmental stores and also other places using their peers. The liberty of Visa is evident because it is virtually accepted everywhere rendering it an incredible gift.
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